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GCUF logoThe Georgia Credit Union Foundation is dedicated to helping our state's credit unions and credit union people through scholarships, grants, disaster relief and direct consultative support. Through the Foundation, Georgia credit unions contribute to the cause of helping other credit unions. The credit union movement nationwide also benefits through the National Credit Union Foundation.

Historically, Foundation grants have been presented to small credit unions - those with assets under $50 million - that need financial assistance for staff to attend schools and conferences. In addition, grants have been occasionally awarded for marketing, auditing and other operational needs. The Foundation has also provided support for the award-winning Georgia-Poland partnership.

Types of Grants/Assistance Available

Field Consulting – In addition to the educational scholarships available, the Foundation supports an active program of in-the-field front-line and management training for credit unions. This consulting focuses on strategic development and new product and service implementation.

Educational Scholarships – Education is at the heart of the Georgia Credit Union Foundation's mission. The Foundation provides educational scholarships for Affiliates-sponsored programs or conferences, and for SRCUS, VAP, STAR, MERIT and VLP programs. Click here for a scholarship grant application (PDF).

Member Service Grants and Support – The Foundation provides grants for strategic planning, member research, marketing planning and materials audit services and similar assistance needed to place credit unions on firm ground. Click here for a scholarship grant application (PDF).

Operational Grants – Focusing on marketing and business development activities. Equipment and auditing grants may be granted on a case-by-case basis. Click here for a grant application (PDF).

Disaster Relief – The Foundation assists Georgia credit unions, their staffs and their communities in times of disaster caused by catastrophes such as flooding and tornadoes. Direct contributions are available to those who have suffered damage or loss. (Click here for a disaster relief grant application.)

National Service – The Foundation supports credit union development and disaster relief through its support of the National Credit Union Foundation.

International Service – Georgia's People-to-People Partnership Program receives Foundation support for cross-cultural exchange programs benefiting Georgia credit unions and Polish credit unions. Recognizing the needs of the credit union movement worldwide, the Foundation also supports educational and disaster relief programs for credit unions in other countries.

How Do I Apply for a Grant?
Applying for a grant or scholarship is easy. Just click on the type of grant you are applying for:

Or you may contact the Foundation at the Georgia Credit Union Affiliates at (770) 476-9625 or 1-(800) 768-4282. Separate applications are used for scholarships, grants and disaster relief, so please specify the type of assistance being applied for when you call

When May I Apply?
Applications are considered on a quarterly basis. Deadlines for applications and any required supporting materials are: First Quarter, March 1; Second Quarter, June 1; Third Quarter, September 1; Fourth Quarter, December 1. Applications received by the deadline will be acted upon by the end of the month, e.g., by March 30 for applications received by March 1. It is important that applicants consider the timing of their request. For instance, applicants requesting assistance to attend a conference in April, May or June would need to submit their applications by March 1.

*Under certain circumstances beyond an applicant's control or in the case of disaster relief, deadlines will be waived.

How Are Applications Evaluated?
Applications are awarded points based on information provided. These scores, along with subjective knowledge of the credit union and a copy of the credit union's most recent financial statement, are used in the evaluation.

Applications are reviewed by an internal Foundation review committee, and if $1,000 or more is requested, by the full Foundation board of directors. Additional criteria are considered for scholarships and grants:

  • Grants will be considered for credit unions with less than $50 million in assets.
  • Applicants are eligible for two scholarships a year.
  • Scholarships and grants must be used in the same year they are awarded.
  • Scholarships and grants may not be transferred to other recipients.

Foundation Focus
The Foundation Focus newsletter is a publication designed to inform the credit union community of the consultative and educational support for small credit unions with assets of $50 million or less. The publications helps focus attention on Foundation activities that have made a lasting, positive impact on the credit union movement in Georgia whose efforts enhance the growth and value proposition of the small credit union community in Georgia.

The National Credit Union Foundation, through CUAid.coop, the first national online giving center for credit unions, has established co-branded Web sites for 45 states to assist in collecting and disbursing disaster relief funds. Click the link above to see Georgia's site.

People to People Program/ Polish Partnership
The Georgia-Poland Partnership was established in 1995 by the Georgia Credit Union Affiliates and the National Association of Cooperative Savings and Credit Unions in Poland, in order to work together for the further development of their associated credit unions.

For more information, please call Ralph Jones, Executive Director, at (770) 476-9625 or (800) 768-4282, or email CUDevelopment@gcua.org.


6705 Sugarloaf Parkway, Suite 200
Duluth, GA 30097
E-mail: webmaster@gcua.org
Phone: (770) 476-9625


Georgia Credit Union Affiliates provides personnel and other support services for the Georgia Credit Union League, Inc., Cooperative Services, Inc., their subsidiaries and other affiliated organizations.

GCUA works closely with the national credit union trade association, CUNA, to serve member credit unions and strengthen the credit union system.